Money Management

The everyday practices of tracking income and spending, budgeting, paying bills, saving, and making purchasing decisions. For people with cognitive or developmental disabilities, money management is often a shared activity with family, support workers, or fiduciaries, and the balance between independence and support shifts over time. Accessible money-management tools need to accommodate numeracy differences, reading level, memory, and executive function — and must avoid collapsing supported independence into full caregiver oversight.